ri12a && (ri12b==3 || ri12b==5)
mean stdovrex (from risky.sav) for baac group reported (io1) members in this vil
age of group - g01 from baac2.sav
yearsold squared
ln(yearsold)
mean stdovrex for all villagers
r (lt6_2int + 0.1*lt7_2int)/1.1
(smalloan + 0.1*bigloan)/1.1
smscho + 3*p4scho + 5*hischo
screen=1 some want to join but cannot (cm15)
members aware of quality?
covarbty*nolndpct
covarbty*pcgmem
covarbty*r
covarbty*snctions
homogeneous occupations - homoccu1+homoccu2 from baac3a.sav
percent living in this village
best cooperation in tambon - percent of respondents
prodcoop * nolndpct
prodcoop * pcgmem
prodcoop * r
decisions by group members only (gl9,10,11 = 5)
percent in village members of pcg (io1_3)
percent in village members of commercial bank (io1_10)
best institutions in tambon - percent of respondents
sanction readiness - numpnish/numloans
snctions*aa2to6_2
snctions*aa2to6_1
baac as percent of village borrowings (baaclons/totloans)
percent of members with outside loans - baac4.sav
ri12a + ri15a
ri12b | ri15b
a*.1+b+c*2.5+d*4.5+e*10
savings account = gf7 | gf9a
.5*a+b+2.5*c+4.5*d+6.5*e
rural = 1 (buriram, srisaket)
urban = 1 (chachoengsao, lopburi)
buriram = 1
srisaket = 1
chachoengsao = 1
lopburi = 1
group meetings
worst institutions in tambon - percent of respondents
worst cooperation in tambon - percent of respondents
outside loans by any member in past 3 years - baac4.sav
ever inspected by baac? baac4.sav
num inspections by baac in group history - baac4.sav
inspections per year: gl33cln/yearsold
baac officer visit in past year - baac4.sav
ln(homoccup)
records kept by the group? gf1 from baacviii.sav
savings with pcg?
other savings?
verification of income
verification of savings
verification of assets
verification of assets, income, and savings - lt15a_2c + lt16a_2c + lt17a_2c
verification of debts
verification of baac credit history
verification of other credit history
verification of credit and credit history - lt18a_2c + lt19a_2c + lt20a_2c
average loan size, in kbahts -- (smallest+largest)/2
largest loan (in kbahts)
smallest loan (in kbahts)
leader aware of quality?
quality known by leader and/or members
gl9mod+gl10mod+gl11mod
mean stdovrex for villagers with baac group loans
enufdata = 1 (filter)
gl9coop = 1 if gl9=3,5 and some 11
gl10coop =1 if gl10=3,5 and some 11
gl11coop = 1 if gl11 = 3,5 and some 11
sum(gl9coop,gl10coop,gl11coop)
interest rate - highest annual
interest rate - lowest annual
interest rate "average" - (lt6+lt7)/2
has the group leader ever talked to baac about an individual's future repayment
percent in group borrowing from baac as group member (lt1_2, truncated at 100%)
number borrowing from baac as group member (lt1_2)
does anyone visit/check to see if borrower will be able to repay? (lt22_2)
residual from monitoring ols regression
land std. -- hard-coded from printout of spss std's of land by group
coefficient of variation for land (stdevlnd/meanland)
loansize^2/1000
loansize/1000000
loansize^2/1000000
enufdata (landchek >= 3)
checkdata (enufdata && nonemissng)