Nahla Dhib

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  • "May microcredit lead to inclusion?." SIAM J. Financial Mathematics, (co-authors Djaffar Lessy, Francine Diener & Marc Diener), May 2021  Publication

  • "How far can we go? Determining the optimal loan size in progressive lending", Strategic Change Briefings in Entrepreneurial Finance (co-author Arvind Ashta), July 2021 Publication

  • "Is there an optimal policy to avoid the outfall of low-income to lead the inclusion?",  (Acknowledgement to Cedric Bernardin & Raphael Chetritte) working paper 2021
  • "Optimal rescue measure for the Covid in Europe; chance or risk for convergence", (Co-author, Anna Tykhonenko), working paper, 2021.
  • "Optimal control in sens of Mckean Vlasov for a policy Post-Covid", (co-author Cedric Bernardin), working paper April 2021.
  • "Valeur espérée d'un microcrédit dans un modèle de chaine de Markov", (co-authors F. &  M. Diener), working paper 2013 Working paper

  • "The Economic Impact of Microcredit in a Region of Southern Tunisia", (co-author Boujelbene Younes),,  working paper, 2011

  • "The Micro Credit Activity and Human Development", in SSRN electronic journalworking paper, 2011


  • "Is there an economic model to predict the global outfall due to Covid crisis?", 2021 meeting of Virtual World Finance & Banking Symposium - Norway, August, 3d-6th Talk

  • "Is there economic model-analysis that predict the global outfall from Covid-19 panic and anxiety?", 2020 meeting of Virtual World Finance & Banking Symposium - Riga Latvia, December, 5th-6th

  • "May Microcredit lead to inclusion?", New York International Academic Conference, 18 August 2020

  • "Why do borrowers default? The use of Markovian models for understanding the Interaction between micro-borrower strategies and MFI inclusion objectives", The world Finance & Banking Symposium- New Delhi, December 19th-21th, 2019, (Nahla Dhib & Arvind Ashta)

  • "Markovian model for productive Microcredit How can lead to the financial inclusion?", 6th European Research on Microfinance conference, Paris Dauphine, Juin 2019

  • "Les enseignants sont-ils au courant? Facteurs sociaux et scolaires de la xénophobie chez des élèves de collège et de lycée", RIED Genève, Juin 2018, (Alessandro Bergamaschi, Catherine Blaya, Nahla Dhib, Jimmy Steff)

  • ''A Markovian model for productive microcredit: how expects financial inclusion '', Workshop Mathematical Models for Microfinance, 5& 6 June 2018, LJAD Nice (Nahla Dhib)


  • 2021 (in progress): Climate risk, firms'adaptation and bank credit, project with Davide Castellani & Anna Tykhonenko.

  • 2020-2021: " Numerical programming of an optimization problem", master thesis supervised for student IM master.

  • 2020 (in progress): "How emergency measures impacts the dynamic of low income leading to inclusion after crisis: Markov decision Process (MDP)  and reinforcement learning programing", project Post-doc with Francine Diener, Cedric Bernardin & Rapael Chetrite.

  • 2019-2020: "Theoretical and Exprimental analyses of strategic behaviour in economic-ecological systems with strong non-linearities, (ANR project, team: Paolo Zeppini, Agnes Fester, Mira Toumi).

  • 2018-2019: "Bayesian game and Markov Chain", supervisor for MASS students.

  • 2018: ''Quantitative analysis to study the discrimination between young students'', URMIS, Sociology departure, researcher project, (Post doc) UCA.

  • 2017: ''Selection variable on Tunisian Data: AIC method with R'', Co-supervisor for master thesis, LJAD, UNS/UCA.

  • 2015: ''Professional training on management and business'', at Zinafresh and Quatre saisons agribusiness companies in Tunisia.

  • 2013: ''Exploration of Microcredit in Tunisia by methods of statistical learning'', supervisor of project to obtain LIA from Polytech Nice UNS/UCA.